Do You Require Used Car Finance but Have Bad Credit?
Then talk to SJB Car Sales Ltd - Used Car Finance Specialists!
We have specialised in arranging car loans for people with poor credit for many years. As such, we have access to specialist lenders and will go out of our way to make sure you get the best deal for your budget.
All that is required from you is to complete our short application form then sit back and relax. We will search all the different bad credit car loans available to find the best one for you. We will then call you back, usually within minutes, to let you know what we can do for you.
- As little as £99 deposit
- Finance to suit all
- Drive away within the hour
- Find your car and apply online
- Finance any vehicle even with a poor credit score
- CC'Js, Bankrupt, Defaults, Benefits? We are here to help
- Free Online Check
*Alternatively please call 02920 850322 and ask to speak to Luke.
What is bad credit?
You may be unsure of your own credit rating, so here is some information to improve your understanding.
Bad credit can be brought about by a number of things; missed or late payments towards your credit cards or any other loans or finance, arrears, defaults and County Court Judgements (CCJ's) which are the main contributors.
Also, if you have no history of any previous loans on your credit file this can also have an adverse effect on your credit score. So what do you do if you have a poor credit score and need to get a loan for your next vehicle?
As a result of the global credit crunch, a huge number of lenders have withdrawn from the market and people with impaired credit are concerned that they are no longer able to arrange the loans and finance that they need.
The good news is there are however still a number of specialist lenders that offer car loans to people with a bad credit record who also offer very competitive rates.
SJB Car Sales Ltd has operated with these companies for many years, and it is our experience within this sector that makes us best placed to help you secure a car loan for your next vehicle.
Our Finance Partners
Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance may likely be at a higher rate than prime lenders offer.